Scammers etc

I know it is on here somewhere, but just wanted to ask a question

has anyone been “suckered” into joining something? I did yesterday! Hey, ITS FREE! That’s the pitch. it has upset me so much, I think I got it straightened out, just a reminder, read the small print, and learned my lesson I think!! ok off my soapbox

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:heart:I haven’t yet on the internet but in real life I tend to trust that people are good until proven otherwise (I don’t think I need to say that, that sometimes is really stupid).

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The same thing happened to me in Viki. They sent me a message saying they was doing a group of subtitler to translate videos in YouTube about asia things. I was excited but something looking a little strange so i into the profile of the person and when i do it they said the profile not exist. I was happy for not falling in that and confused, like "what as just happened":frowning_with_open_mouth:. I was going to post something about that but i forgot :sweat_smile:. So, users be careful about it, I know the we think the because is viki is safe but always have to be careful. Thank for take time to read this, good day or night :smile:

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scamming is not a crime but it’s not easy. :pinching_hand: :vulcan_salute: :warning: :skull:

just kidding.

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so its not a crime to get money from people, be devious, hey FREE is my trap, I was really fooled by a place called Costco, and it really wasn’t the store per say. I thought it was a way to join that company, 0ffered a free mini blender and such, 7.97 for s&h the blender is like a 16 0z glass, BUT the catch was 89.99 for later monthly payments, so it’s not a crime if it isn’t it should be!!! oh yes I got the blender, got my money back, and disputed the payment, so it was canceled
Not a crime>>> it should be, I repeat, and it’s not just senior citizens but the younger ones too!

Not a crime, ir should be!!!

Business and Investment Fraud
Investment or business fraud schemes will try to lure you in with the promise of low- or no-risk investments.

Scammers often ask for upfront cash in exchange for guaranteed future returns. There is no such thing as a guaranteed return on investment. It’s a ■■■■.

Learn what to look out for, how to protect yourself and your family, and what to do if you’re a victim.

Common Schemes

Advance fee schemes ask you to invest upfront money for a larger return later, such as a loan, contract, or gift.

Nigerian Letter or 419 schemes ask someone to share in a percentage of millions of dollars that the author—a self-proclaimed government official—is trying to transfer illegally out of Nigeria.

**Ponzi schemes **use current investors’ money to pay previous investors. They inevitably collapse.

Pyramid schemes ask you to bring in new investors to make a profit or recoup your investment.

Telemarketing fraud schemes try to steal your money over the phone, whether by telling you won a prize, are in legal trouble, or some other ap

How to Protect Yourself

If it sounds too good to be true, it is.

  • Do your homework and thoroughly research any investment opportunity independently of what any salesperson provides you.

  • Never rush into an investment opportunity. If you are rushed or told not to discuss it with others, you’re being scammed.

  • There is no such thing as a guaranteed return.

Learn More

heres another for the elderly

Common Elder Fraud Schemes

  • Romance ■■■■: Criminals pose as interested romantic partners on social media or dating websites to capitalize on their elderly victims’ desire to find companions.

and I understand theres a lot of thids going on

  • Tech support ■■■■: Criminals pose as technology support representatives and offer to fix non-existent computer issues. The scammers gain remote access to victims’ devices and sensitive information.

  • Grandparent ■■■■: A type of confidence ■■■■ where criminals pose as a relative—usually a child or grandchild—claiming to be in immediate financial need.

  • Government impersonation ■■■■: Criminals pose as government employees and threaten to arrest or prosecute victims unless they agree to provide funds or other payments.

  • Sweepstakes/charity/lottery ■■■■: Criminals claim to work for legitimate charitable organizations to gain victims’ trust. Or they claim their targets have won a foreign lottery or sweepstake, which they can collect for a “fee.”

  • Home repair ■■■■: Criminals appear in person and charge homeowners in advance for home improvement services that they never provide.

  • TV/radio ■■■■: Criminals target potential victims using illegitimate advertisements about legitimate services, such as reverse mortgages or credit repair.

  • Family/caregiver ■■■■: Relatives or acquaintances of the elderly victims take advantage of them or otherwise get their money.

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y’all what about your side of the world??

so I am on the proverbial soapbox this morning, but this really upsets me, that anyone can ■■■■ anyone and its not a crime, now why did Viki bar the word ■■■■???

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Protect Yourself

  • Recognize ■■■■ attempts and end all communication with the perpetrator.

  • Search online for the contact information (name, email, phone number, addresses) and the proposed offer. Other people have likely posted information online about individuals and businesses trying to run scams.

  • Resist the pressure to act quickly. Scammers create a sense of urgency to produce fear and lure victims into immediate action. Call the police immediately if you feel there is a danger to yourself or a loved one.

  • Be cautious of unsolicited phone calls, mailings, and door-to-door services offers.

  • Never give or send any personally identifiable information, money, jewelry, gift cards, checks, or wire information to unverified people or businesses.

  • Make sure all computer anti-virus and security software and malware protections are up to date. Use reputable anti-virus software and firewalls.

  • Disconnect from the internet and shut down your device if you see a pop-up message or locked screen. Pop-ups are regularly used by perpetrators to spread malicious software. Enable pop-up blockers to avoid accidentally clicking on a pop-up.

  • Be careful what you ■■■■■■■■. Never open an email attachment from someone you don’t know, and be wary of email attachments forwarded to you.

  • Take precautions to protect your identity if a criminal gains access to your device or account. Immediately contact your financial institutions to place protections on your accounts, and monitor your accounts and personal information for suspicious activity.

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I know the USA is different, but to be sure y’all have a fraud place you can report these.
.
again I am upset about this I’d love to see this be resolved, with people like us and goverment representatives as well

now I think I will get off the soapbox!! :blush: :blush: :crazy_face:

How to Report

If you believe you or someone you know may have been a victim of elder fraud, contact your local FBI field office or submit a tip online. You can also file a complaint with the FBI’s Internet Crime Complaint Center at ic3.gov.

When reporting a ■■■■—regardless of dollar amount—include as many of the following details as possible:

  • Names of the scammer and/or company
  • Dates of contact
  • Methods of communication
  • Phone numbers, email addresses, mailing addresses, and websites used by the perpetrator
  • Methods of payment
  • Where you sent funds, including wire transfers and prepaid cards (provide financial institution names, account names, and account numbers)
  • Descriptions of your interactions with the scammer and the instructions you were given

Whenever possible, you should keep original documentation, emails, faxes, and logs of communicatio

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You shouldn’t be getting all those calls

If a company is selling something, it needs your written permission to call you with a robocall. And if you’re on the National Do Not Call Registry, you shouldn’t get live sales calls from companies you haven’t done business with before. Those calls are illegal. If someone is already breaking the law calling you, there’s a good chance it’s a ■■■■. At the very least, it’s a company you don’t want to do business with.

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Getting your cyber security in order is also recommended :slight_smile:

Make sure to regularly check if your passwords have been leaked and see if your e-mail has been involved in any data breaches. Usually spammers / hackers / robo-callers, etc. get your information from people who sell your data.

There are different websites you can check if your data
has been breached and you can also check how common your passwords are. You can search them on Google (search: “Check if your email or phone is in a data breach”- Idk if I’m allowed to link the websites here) :smiley:.

You should also frequently update your passwords.

.

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yes the passwords, I haven’t done that lately, maybe thats one thing I should do today, thank you feyfayer!!!

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If I can give one more tip… :blush:
You can Google your real name or nickname and last name and see what comes up in the results.
Scammers can use this to gain information about you if they haven’t already gotten it from a data breach.

I usually tell people to remove the information that they don’t want others to find (f.e. by adjusting things on your social media and deleting old accounts on websites you don’t use anymore. Things like that) :sweat_smile:.

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wow another one !! Thank you!!

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I indeed do not pick up any phone calls from numbers I do not know or I have not saved. If it’s that urgent, they can leave a message. If it’s business, they can email you. Very often some car warranties offers come in by mail or phone, even for cars I do not own… it’s a crazy world out there, they do often target seniors pretending some family members have been arrested and need money for bail etc.
Always verify facts, do not panic. You can also try to search the phone number internet and might learn one or two things.

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yeah, I also do a lot of overthinking. If I kept my “head” due to that fiasco, I think I could have done better. all I can say is lessons well learned, I have learned about the phone calls and the “what ifs” pop-up, like you said Sim11, they can leave a message if important, and yes I have Googled the phone number, anymore lately Google is my friend.

so this senior is still learning, thanks y’all for listening and helping me

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